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Collections

Understand the collection accounts on your credit report: who reports them, how long they stay, how they affect your score, and how to dispute, settle, or remove them.

Caine and Weiner: who they are and how to dispute, with SmartDispute data on 34 Caine and Weiner collection accounts

Caine & Weiner: Who They Are and How to Dispute a Caine & Weiner Collection

Caine & Weiner is a real collection agency based in Sherman Oaks, California. It doesn’t own the debts it collects. … Read more

Credit Collection Services (CCS): how to dispute, with SmartDispute data on 67 CCS collection accounts

Credit Collection Services (CCS): Who They Are and How to Dispute a CCS Collection

Credit Collection Services (CCS) is a real collection agency based in Norwood, Massachusetts. Unlike debt buyers such as LVNV or … Read more

Portfolio Recovery Associates: how to dispute, with SmartDispute data on 114 PRA collection accounts

Portfolio Recovery Associates: Who They Are and How to Dispute a PRA Collection

Portfolio Recovery Associates (PRA) is a real debt buyer. It buys unpaid credit card accounts after the bank charges them … Read more

Jefferson Capital Systems: how to dispute, with SmartDispute data on 128 Jefferson Capital collection accounts

Jefferson Capital Systems: Who They Are and How to Dispute a Jefferson Capital Collection

Jefferson Capital Systems is a real debt buyer. It buys unpaid accounts after the original company writes them off, including … Read more

Midland Credit Management: how to dispute, with SmartDispute data on 154 Midland collection accounts

Midland Credit Management: Who They Are and How to Dispute a Midland Collection

Midland Credit Management is a real debt buyer and collector. It buys unpaid credit card and loan accounts after the … Read more

LVNV Funding LLC: who they are and how to dispute, with SmartDispute data on 296 LVNV collection accounts

LVNV Funding LLC: Who They Are and How to Dispute an LVNV Collection

LVNV Funding LLC is a real debt buyer. It buys unpaid credit card and loan accounts after the original lender … Read more

The most common debt collectors on credit reports, from SmartDispute data on 1,543 collection accounts

The Most Common Debt Collectors: What 1,543 Collection Accounts Show

Most collection accounts on credit reports belong to a small group of companies. In SmartDispute’s data on 1,543 collection debts … Read more

How to tell real court papers from a fake process server scam call

Got a Call About Being Served Papers? How to Tell If It’s Real

If someone calls to say you’re about to be served papers, slow down before you do anything they ask. Many … Read more

Pay for delete compared with paying a collection in full: a paid collection stays for seven years, pay for delete asks the collector to remove it

Pay for Delete: Does Paying a Collection to Remove It Work?

Pay for delete is a deal in which you pay a collection account and the collector agrees to remove it … Read more

How the Default Resolution Group appears at TransUnion, Equifax, and Experian, with the old servicer and the US Dept of Ed account for the same loan

Default Resolution Group: US Dept of Ed Defaults on Your Credit Report

The Default Resolution Group (DRG) is the U.S. Department of Education’s servicer for federal student loans in default. If your … Read more

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